Missouri · Property tax exemptions for people with disabilities · Updated Oct 2026
Missouri property tax exemptions for people with disabilities (2026)
Every statewide property tax break in Missouri that our guide lists for homeowners with a disability, including senior breaks that also cover people with disabilities. What each is worth, who qualifies, the deadline and how to apply.
Short answer
The main property tax break for people with disabilities in Missouri is the Missouri Property Tax Credit (circuit breaker), Form MO-PTC. A credit (refund) of part of the real estate tax you paid on your home: up to $1,100 for owners who owned and lived in the home all year (up to $750 for renters and part-year owners).
- Worth
- A credit
- Income limit
- 2025 claim, owners who owned and occupied the home all year: total household income of…
- Deadline
- April 15
Property tax breaks for people with disabilities in Missouri
Low incomeMissouri Property Tax Credit (circuit breaker), Form MO-PTC
A credit (refund) of part of the real estate tax you paid on your home: up to $1,100 for owners who owned and lived in the home all year (up to $750 for renters and part-year owners). The amount depends on the tax you paid and your total household income.
For people with disabilities: Missouri residents who paid real estate tax on the home they lived in and are: 65 or older by December 31 (2025 claim) and a Missouri resident the whole year; or 100% disabled because of military service; or 100% disabled; or 60 or older and receiving surviving-spouse Social Security benefits.
- Who qualifies
- Missouri residents who paid real estate tax on the home they lived in and are: 65 or older by December 31 (2025 claim) and a Missouri resident the whole year; or 100% disabled because of military service; or 100% disabled; or 60 or older and receiving surviving-spouse Social Security benefits.
- Income limit
- 2025 claim, owners who owned and occupied the home all year: total household income (taxable and nontaxable) of $30,000 or less if single, $34,000 or less if married filing combined. Renters and part-year owners: $27,200 single, $29,200 married. A 100% service-connected disabled veteran does not count VA payments.
- How to apply
- File Form MO-PTC with the Department of Revenue. If you must file a Missouri income tax return (MO-1040), use Form MO-PTS attached to it instead. Include proof of real estate tax paid and income (for example, a Social Security benefit letter, which you can get at ssa.gov/myaccount).
- Deadline
- The 2025 claim is due April 15, 2026. You can file up to three years after the original due date.
- Renewal
- Every year.
- Law
- RSMo §§ 135.010-135.035
Source: official page
How to apply, step by step
- File Form MO-PTC with the Department of Revenue.
- If you must file a Missouri income tax return (MO-1040), use Form MO-PTS attached to it instead.
- Include proof of real estate tax paid and income (for example, a Social Security benefit letter, which you can get at ssa.gov/myaccount).
Form: Form MO-PTC, Property Tax Credit Claim
Deadline: The 2025 claim is due April 15, 2026. You can file up to three years after the original due date.
Renewal: Every year.
Savings estimate for Missouri
None of these breaks is one fixed dollar amount taken off your home's value, so we can't estimate the savings here. What each one is worth is on its card above.
Eligibility finder for Missouri
Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.
Pre-set for people with disabilities: you own and live in the home and have a permanent disability. Change any answer.
Document checklist for Missouri
Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.
Questions about people with disabilities property tax breaks in Missouri
Who qualifies for property tax breaks for people with disabilities in Missouri?
Missouri Property Tax Credit (circuit breaker), Form MO-PTC: Missouri residents who paid real estate tax on the home they lived in and are: 65 or older by December 31 (2025 claim) and a Missouri resident the whole year; or 100% disabled because of military service; or 100% disabled; or 60 or older and receiving surviving-spouse Social Security benefits.
Is there an income limit for people with disabilities' property tax breaks in Missouri?
Missouri Property Tax Credit (circuit breaker), Form MO-PTC: 2025 claim, owners who owned and occupied the home all year: total household income (taxable and nontaxable) of $30,000 or less if single, $34,000 or less if married filing combined. Renters and part-year owners: $27,200 single, $29,200 married. A 100% service-connected disabled veteran does not count VA payments.
When is the deadline for people with disabilities to apply in Missouri?
Missouri Property Tax Credit (circuit breaker), Form MO-PTC: The 2025 claim is due April 15, 2026. You can file up to three years after the original due date.
Do people with disabilities have to reapply every year in Missouri?
Missouri Property Tax Credit (circuit breaker), Form MO-PTC: Every year.
Where do people with disabilities apply for property tax breaks in Missouri?
Missouri has no general homestead exemption. The main statewide break, the Property Tax Credit (circuit breaker), is claimed from the Missouri Department of Revenue. The constitutional exemption for totally disabled former POWs is handled by your county assessor. Senior tax freezes are local: a county (or the City of St. Louis) must adopt one, and you apply to that county's or city's assessor or collector. For the Missouri Property Tax Credit (circuit breaker), Form MO-PTC: File Form MO-PTC with the Department of Revenue.
SourcesLast checked: Oct 2026.