Illinois · Property tax exemptions for people with disabilities · Updated Oct 2026

Illinois property tax exemptions for people with disabilities (2026)

Every statewide property tax break in Illinois that our guide lists for homeowners with a disability, including senior breaks that also cover people with disabilities. What each is worth, who qualifies, the deadline and how to apply.

Short answer

The main property tax break for people with disabilities in Illinois is the Homestead Exemption for Persons with Disabilities. $2,000 off the EAV of your home each year.

Worth
$2,000
Income limit
None listed in our sources
Deadline
Set by each county.

Some amounts depend on where you live. In Illinois, some of these breaks or their amounts are set or adjusted by your county, city or town, as each exemption below explains. Ask your local assessor for the figure that applies to your home.

Property tax breaks for people with disabilities in Illinois

Disability

Homestead Exemption for Persons with Disabilities

$2,000 off the EAV of your home each year.

Who qualifies
Person with a disability who owns (or has a legal or equitable interest in) and lives in the home and is liable for the taxes. Proof such as a Social Security disability award, a VA disability letter, or a physician's statement on Form PTAX-343-A is required.
How to apply
File Form PTAX-343 with proof of disability at the Chief County Assessment Office.
Deadline
Set by each county.
Renewal
Depends on the county. IDOR's guide still says you must renew every year on Form PTAX-343-R; Cook County says that, under new state legislation, people who got it last year are renewed automatically (new applicants must apply). Ask your Chief County Assessment Office.
Law
35 ILCS 200/15-168

Source: official page

How to apply, step by step

Homestead Exemption for Persons with Disabilities

  1. File Form PTAX-343 with proof of disability at the Chief County Assessment Office.

Form: PTAX-343 Application for the Homestead Exemption for Persons with Disabilities

Deadline: Set by each county.

Renewal: Depends on the county. IDOR's guide still says you must renew every year on Form PTAX-343-R; Cook County says that, under new state legislation, people who got it last year are renewed automatically (new applicants must apply). Ask your Chief County Assessment Office.

Savings estimate for Illinois

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Filled in when the exemption is a fixed dollar amount. You can change it.

Illinois median effective rate: 2.01% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, tables B25103 (median real estate taxes paid, owner-occupied homes) and B25077 (median value, owner-occupied homes). It is a statewide middle value; local rates differ a lot.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Illinois

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Pre-set for people with disabilities: you own and live in the home and have a permanent disability. Change any answer.

Leave empty if you'd rather not say.

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Illinois

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

The checklist asks for no personal details and nothing is sent to our server: the files are made on your device.

Exemptions to include

Questions about people with disabilities property tax breaks in Illinois

Who qualifies for property tax breaks for people with disabilities in Illinois?

Homestead Exemption for Persons with Disabilities: Person with a disability who owns (or has a legal or equitable interest in) and lives in the home and is liable for the taxes. Proof such as a Social Security disability award, a VA disability letter, or a physician's statement on Form PTAX-343-A is required.

Is there an income limit for people with disabilities' property tax breaks in Illinois?

Our sources list no income limit for any of these breaks.

When is the deadline for people with disabilities to apply in Illinois?

Homestead Exemption for Persons with Disabilities: Set by each county.

Do people with disabilities have to reapply every year in Illinois?

Homestead Exemption for Persons with Disabilities: Depends on the county. IDOR's guide still says you must renew every year on Form PTAX-343-R; Cook County says that, under new state legislation, people who got it last year are renewed automatically (new applicants must apply). Ask your Chief County Assessment Office.

Where do people with disabilities apply for property tax breaks in Illinois?

The Chief County Assessment Office (supervisor of assessments) in each county grants homestead exemptions; in Cook County it is the Cook County Assessor's Office. The senior tax deferral is handled by the county treasurer (collector) and the Illinois Department of Revenue. For the Homestead Exemption for Persons with Disabilities: File Form PTAX-343 with proof of disability at the Chief County Assessment Office.

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