Connecticut · Property tax exemptions for seniors · Updated Oct 2026
Connecticut property tax exemptions for seniors (2026)
Every statewide property tax break for older homeowners in Connecticut that our guide lists: extra exemptions, freezes, deferrals and age-based credits. What each is worth, the starting age, the income limit, the deadline and how to apply.
Short answer
The main property tax break for seniors in Connecticut is the Homeowners' Elderly/Disabled Circuit Breaker Tax Relief Program. A credit off your home's real estate tax bill of up to $1,250 (married) or $1,000 (single), on a sliding scale by income.
- Worth
- See the rules
- Age
- 65 or older
- Income limit
- 2025 total income of $56,500 or less or $46,300 or less, for applications filed February…
- Deadline
- February 1 to May 15.
Property tax breaks for seniors in Connecticut
Low incomeHomeowners' Elderly/Disabled Circuit Breaker Tax Relief Program
A credit off your home's real estate tax bill of up to $1,250 (married) or $1,000 (single), on a sliding scale by income. It applies only to your home, not cars.
- Who qualifies
- You (or your spouse living with you) were 65 or older by the end of the prior calendar year, or you are totally disabled and receiving Social Security disability (or a comparable government disability benefit if you never worked under Social Security), or you are a surviving spouse at least 50 years old of someone who qualified. You live in the home and have lived in Connecticut for at least one year.
- Income limit
- 2025 total income of $56,500 or less (married, both spouses counted) or $46,300 or less (single), for applications filed February 1 - May 15, 2026. Social Security counts as income.
- How to apply
- Apply in person at your town assessor's office (Form M-35H is completed with the assessor). Bring proof of all 2025 income (federal tax return, SSA-1099, 1099-Rs, bank interest statements), proof of age, and for disability a current Social Security award letter or benefit verification letter.
- Deadline
- February 1 to May 15 (extensions possible for illness or medical reasons; request from OPM by August 15).
- Renewal
- Every two years (biennial). The assessor notifies you by February 1 of your refile year.
- Law
- CGS 12-170aa to 12-170cc
Source: official page
How to apply, step by step
- Apply in person at your town assessor's office (Form M-35H is completed with the assessor).
- Bring proof of all 2025 income (federal tax return, SSA-1099, 1099-Rs, bank interest statements), proof of age, and for disability a current Social Security award letter or benefit verification letter.
Form: M-35H Owner's Application (OPM)
Deadline: February 1 to May 15 (extensions possible for illness or medical reasons; request from OPM by August 15).
Renewal: Every two years (biennial). The assessor notifies you by February 1 of your refile year.
Savings estimate for Connecticut
None of these breaks is one fixed dollar amount taken off your home's value, so we can't estimate the savings here. What each one is worth is on its card above.
Eligibility finder for Connecticut
Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.
Pre-set for seniors: you own and live in the home, age 65. Change any answer to your own.
Document checklist for Connecticut
Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.
Questions about seniors property tax breaks in Connecticut
Who qualifies for property tax breaks for seniors in Connecticut?
Homeowners' Elderly/Disabled Circuit Breaker Tax Relief Program: You (or your spouse living with you) were 65 or older by the end of the prior calendar year, or you are totally disabled and receiving Social Security disability (or a comparable government disability benefit if you never worked under Social Security), or you are a surviving spouse at least 50 years old of someone who qualified. You live in the home and have lived in Connecticut for at least one year.
Is there an income limit for seniors' property tax breaks in Connecticut?
Homeowners' Elderly/Disabled Circuit Breaker Tax Relief Program: 2025 total income of $56,500 or less (married, both spouses counted) or $46,300 or less (single), for applications filed February 1 - May 15, 2026. Social Security counts as income.
When is the deadline for seniors to apply in Connecticut?
Homeowners' Elderly/Disabled Circuit Breaker Tax Relief Program: February 1 to May 15 (extensions possible for illness or medical reasons; request from OPM by August 15).
Do seniors have to reapply every year in Connecticut?
Homeowners' Elderly/Disabled Circuit Breaker Tax Relief Program: Every two years (biennial). The assessor notifies you by February 1 of your refile year.
Where do seniors apply for property tax breaks in Connecticut?
Your town or city assessor grants all property tax exemptions and credits. You apply at the assessor's office in the town where you live; the state Office of Policy and Management (OPM) sets forms, income limits and reimburses towns. Veterans must also record their DD-214 with the town clerk. For the Homeowners' Elderly/Disabled Circuit Breaker Tax Relief Program: Apply in person at your town assessor's office (Form M-35H is completed with the assessor).
SourcesLast checked: Oct 2026.