New York · Property tax exemptions for veterans · Updated Oct 2026

New York property tax exemptions for veterans (2026)

Every statewide property tax break for veterans in New York that our guide lists, from disabled-veteran exemptions to breaks for surviving spouses. What each is worth, the VA rating it needs, the deadline and how to apply.

Short answer

The main property tax break for veterans in New York is the Veterans with a Permanent and Total Disability Exemption (RPTL 458-a(11)) - new local option. Full exemption from property taxes, special ad valorem levies and special assessments on your primary residence, where your municipality or school district adopts it.

Worth
Full exemption
VA rating
See who qualifies
Income limit
None listed in our sources
Deadline
October 1

Also on this page:

Some amounts depend on where you live. In New York, some of these breaks or their amounts are set or adjusted by your county, city or town, as each exemption below explains. Ask your local assessor for the figure that applies to your home.

Property tax breaks for veterans in New York

Disabled veterans

Veterans with a Permanent and Total Disability Exemption (RPTL 458-a(11)) - new local option

Full exemption from property taxes, special ad valorem levies and special assessments on your primary residence, where your municipality or school district adopts it.

Who qualifies
Veterans who meet the alternative veterans exemption rules and have a VA letter or form that specifically says they are permanently and totally disabled as a result of service.
How to apply
File Form RP-458-a with your assessor with the VA documentation of permanent and total disability.
Deadline
The local taxable status date; it first applies to assessment rolls with taxable status dates on or after October 1, 2026.
Renewal
One-time unless circumstances change.
Law
RPTL 458-a(11), enacted by L.2025, ch.672, amended by L.2026, chs.59 (Pt. EE) and 77

Source: official page

Veterans

Alternative Veterans Exemption (RPTL 458-a) and Cold War Veterans Exemption (RPTL 458-b)

Alternative: 15% off your assessed value for wartime service, another 10% for combat-zone service or an expeditionary medal, plus half of your VA service-connected disability rating (e.g. 60% rating = another 30%), each capped at dollar maximums set by your locality. Cold War: a separate partial exemption for Cold War-era veterans where offered.

Who qualifies
Veterans discharged under honorable conditions who served in a designated time of war (World War II, Korea, Vietnam 11/1/55-5/7/75, Persian Gulf 8/2/90-present) or received an expeditionary medal; career members with 10+ years of service may qualify. Title must be in the name of the veteran, spouse or unremarried surviving spouse (Gold Star parents where adopted). Must be the primary residence. Only where the county, city, town, village or school district offers it.
How to apply
File Form RP-458-a with your assessor with your DD-214 (or DVS Restoration of Honor letter) and VA disability rating documents if claiming the disability part.
Deadline
The local taxable status date (March 1 in most communities).
Renewal
One-time; refile if you move or your disability rating changes.
Law
RPTL 458-a, 458-b

Source: official page

How to apply, step by step

Veterans with a Permanent and Total Disability Exemption (RPTL 458-a(11)) - new local option

  1. File Form RP-458-a with your assessor with the VA documentation of permanent and total disability.

Form: Form RP-458-a

Deadline: The local taxable status date; it first applies to assessment rolls with taxable status dates on or after October 1, 2026.

Renewal: One-time unless circumstances change.

Alternative Veterans Exemption (RPTL 458-a) and Cold War Veterans Exemption (RPTL 458-b)

  1. File Form RP-458-a with your assessor with your DD-214 (or DVS Restoration of Honor letter) and VA disability rating documents if claiming the disability part.

Form: Form RP-458-a, Application for Alternative Veterans and Veterans with a Permanent and Total Disability Exemptions

Deadline: The local taxable status date (March 1 in most communities).

Renewal: One-time; refile if you move or your disability rating changes.

Savings estimate for New York

None of these breaks is one fixed dollar amount taken off your home's value, so we can't estimate the savings here. What each one is worth is on its card above.

Eligibility finder for New York

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Pre-set for veterans: you own and live in the home and are a veteran. Add your VA rating, and change any answer.

Leave empty if you'd rather not say.

Your combined service-connected rating. Leave empty if you have none.

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for New York

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

The checklist asks for no personal details and nothing is sent to our server: the files are made on your device.

Exemptions to include

Questions about veterans property tax breaks in New York

Who qualifies for property tax breaks for veterans in New York?

Veterans with a Permanent and Total Disability Exemption (RPTL 458-a(11)) - new local option: Veterans who meet the alternative veterans exemption rules and have a VA letter or form that specifically says they are permanently and totally disabled as a result of service. Alternative Veterans Exemption (RPTL 458-a) and Cold War Veterans Exemption (RPTL 458-b): Veterans discharged under honorable conditions who served in a designated time of war (World War II, Korea, Vietnam 11/1/55-5/7/75, Persian Gulf 8/2/90-present) or received an expeditionary medal; career members with 10+ years of service may qualify. Title must be in the name of the veteran, spouse or unremarried surviving spouse (Gold Star parents where adopted).

Is there an income limit for veterans' property tax breaks in New York?

Our sources list no income limit for any of these breaks.

When is the deadline for veterans to apply in New York?

Veterans with a Permanent and Total Disability Exemption (RPTL 458-a(11)) - new local option: The local taxable status date; it first applies to assessment rolls with taxable status dates on or after October 1, 2026. Alternative Veterans Exemption (RPTL 458-a) and Cold War Veterans Exemption (RPTL 458-b): The local taxable status date (March 1 in most communities).

Do veterans have to reapply every year in New York?

Veterans with a Permanent and Total Disability Exemption (RPTL 458-a(11)) - new local option: One-time unless circumstances change. Alternative Veterans Exemption (RPTL 458-a) and Cold War Veterans Exemption (RPTL 458-b): One-time; refile if you move or your disability rating changes.

Where do veterans apply for property tax breaks in New York?

Your local assessor (town, city or village; in New York City the Department of Finance) grants senior, disability and veterans exemptions, and each county, city, town, village and school district decides whether to offer them and sets local income limits. STAR is run by the NYS Department of Taxation and Finance: new homeowners register with the state for the STAR credit. For the Veterans with a Permanent and Total Disability Exemption (RPTL 458-a(11)) - new local option: File Form RP-458-a with your assessor with the VA documentation of permanent and total disability.

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