Montana · Property tax exemptions for seniors · Updated Oct 2026
Montana property tax exemptions for seniors (2026)
Every statewide property tax break for older homeowners in Montana that our guide lists: extra exemptions, freezes, deferrals and age-based credits. What each is worth, the starting age, the income limit, the deadline and how to apply.
Short answer
The main property tax break for seniors in Montana is the Montana Elderly Homeowner/Renter Credit. A refundable state income tax credit of up to $1,150, based on your household income and property tax (or rent).
- Worth
- See the rules
- Age
- 62 or older
- Income limit
- Total household income less than $45,000.
- Deadline
- With your Montana income tax return for the year.
Property tax breaks for seniors in Montana
SeniorsMontana Elderly Homeowner/Renter Credit
A refundable state income tax credit of up to $1,150, based on your household income and property tax (or rent).
- Who qualifies
- Montana residents 62 or older by December 31 who lived in Montana at least 9 months and owned or rented a home in Montana at least 6 months of the year. You can claim it even if you do not have to file an income tax return.
- Income limit
- Total household income less than $45,000.
- How to apply
- File free in DOR's TransAction Portal, or file Montana Form 2 with Schedule 2EC.
- Deadline
- With your Montana income tax return for the year (DOR does not state a separate deadline on this page).
- Renewal
- Every year.
- Law
- MCA 15-30-2337 through 15-30-2341
Source: official page
How to apply, step by step
Savings estimate for Montana
None of these breaks is one fixed dollar amount taken off your home's value, so we can't estimate the savings here. What each one is worth is on its card above.
Eligibility finder for Montana
Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.
Pre-set for seniors: you own and live in the home, age 62. Change any answer to your own.
Document checklist for Montana
Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.
Questions about seniors property tax breaks in Montana
Who qualifies for property tax breaks for seniors in Montana?
Montana Elderly Homeowner/Renter Credit: Montana residents 62 or older by December 31 who lived in Montana at least 9 months and owned or rented a home in Montana at least 6 months of the year. You can claim it even if you do not have to file an income tax return.
Is there an income limit for seniors' property tax breaks in Montana?
Montana Elderly Homeowner/Renter Credit: Total household income less than $45,000.
When is the deadline for seniors to apply in Montana?
Montana Elderly Homeowner/Renter Credit: With your Montana income tax return for the year (DOR does not state a separate deadline on this page).
Do seniors have to reapply every year in Montana?
Montana Elderly Homeowner/Renter Credit: Every year.
Where do seniors apply for property tax breaks in Montana?
The Montana Department of Revenue (DOR) values property and runs the homestead reduced rate, PTAP and the disabled veteran program; you apply to DOR online in the TransAction Portal or on paper at your local DOR field office. County treasurers send the bills and collect the tax. For the Montana Elderly Homeowner/Renter Credit: File free in DOR's TransAction Portal, or file Montana Form 2 with Schedule 2EC.
SourcesLast checked: Oct 2026.