Minnesota · Property tax exemptions for surviving spouses · Updated Oct 2026

Minnesota property tax exemptions for surviving spouses (2026)

Every statewide property tax break in Minnesota that our guide lists for surviving spouses: breaks made for them, and breaks a surviving spouse can keep or claim. What each is worth, who qualifies, the deadline and how to apply.

Short answer

The main property tax break for surviving spouses in Minnesota is the Market Value Exclusion for Veterans with a Disability. $150,000 off your home's taxable market value for a 70% or higher service-connected disability rating; $300,000 off for a 100% permanent and total rating.

Worth
$300,000
Income limit
None listed in our sources
Deadline
December 31

Property tax breaks for surviving spouses in Minnesota

Disabled veterans

Market Value Exclusion for Veterans with a Disability

$150,000 off your home's taxable market value for a 70% or higher service-connected disability rating; $300,000 off for a 100% permanent and total rating.

For surviving spouses: Also: surviving spouses of a 100% P&T veteran or of a service member who died in service, or who receive Dependency and Indemnity Compensation ($300,000, until they remarry or sell); and VA-approved primary family caregivers of a 70%+ veteran ($150,000 or $300,000).

Who qualifies
Honorably discharged veterans with a service-connected disability rating of 70% or more who own and occupy a homesteaded home on December 31. Also: surviving spouses of a 100% P&T veteran or of a service member who died in service, or who receive Dependency and Indemnity Compensation ($300,000, until they remarry or sell); and VA-approved primary family caregivers of a 70%+ veteran ($150,000 or $300,000).
How to apply
Apply to your county assessor's office. The home must already be classified as a homestead. Bring your DD-214 (or other discharge papers) and VA documentation of your disability rating; your county veterans service officer can help.
Deadline
By December 31 to qualify for taxes payable the next year.
Renewal
Veterans: continues while you qualify. Surviving spouses must apply to continue receiving it.
Law
Minn. Stat. § 273.13, subd. 34

Source: official page

How to apply, step by step

Market Value Exclusion for Veterans with a Disability

  1. Apply to your county assessor's office.
  2. The home must already be classified as a homestead.
  3. Bring your DD-214 (or other discharge papers) and VA documentation of your disability rating; your county veterans service officer can help.

Deadline: By December 31 to qualify for taxes payable the next year.

Renewal: Veterans: continues while you qualify. Surviving spouses must apply to continue receiving it.

Savings estimate for Minnesota

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Filled in when the exemption is a fixed dollar amount. You can change it.

Minnesota median effective rate: 1.02% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, tables B25103 (median real estate taxes paid, owner-occupied homes) and B25077 (median value, owner-occupied homes). It is a statewide middle value; local rates differ a lot.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Minnesota

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Pre-set for surviving spouses: you own and live in the home and are a surviving spouse. Change any answer.

Leave empty if you'd rather not say.

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Minnesota

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

The checklist asks for no personal details and nothing is sent to our server: the files are made on your device.

Exemptions to include

Questions about surviving spouses property tax breaks in Minnesota

Who qualifies for property tax breaks for surviving spouses in Minnesota?

Market Value Exclusion for Veterans with a Disability: Honorably discharged veterans with a service-connected disability rating of 70% or more who own and occupy a homesteaded home on December 31. Also: surviving spouses of a 100% P&T veteran or of a service member who died in service, or who receive Dependency and Indemnity Compensation ($300,000, until they remarry or sell); and VA-approved primary family caregivers of a 70%+ veteran ($150,000 or $300,000).

Is there an income limit for surviving spouses' property tax breaks in Minnesota?

Our sources list no income limit for any of these breaks.

When is the deadline for surviving spouses to apply in Minnesota?

Market Value Exclusion for Veterans with a Disability: By December 31 to qualify for taxes payable the next year.

Do surviving spouses have to reapply every year in Minnesota?

Market Value Exclusion for Veterans with a Disability: Veterans: continues while you qualify. Surviving spouses must apply to continue receiving it.

Where do surviving spouses apply for property tax breaks in Minnesota?

Your county assessor decides homestead classification, the market value exclusions and the blind/disabled classification; you apply to the county assessor where the home is. The Minnesota Department of Revenue runs the Homestead Credit Refund and the Senior Citizens Property Tax Deferral. For the Market Value Exclusion for Veterans with a Disability: Apply to your county assessor's office.

More for Minnesota homeowners

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