Hawaii · Property tax exemptions for seniors · Updated Oct 2026

Hawaii property tax exemptions for seniors (2026)

Every statewide property tax break for older homeowners in Hawaii that our guide lists: extra exemptions, freezes, deferrals and age-based credits. What each is worth, the starting age, the income limit, the deadline and how to apply.

Short answer

The main property tax break for seniors in Hawaii is the Higher Home Exemption for Owners 65 and Older (Honolulu). $160,000 instead of $120,000 off the assessed value in Honolulu; $180,000 from the tax year starting July 1, 2027 (Ordinance 25-42).

Worth
$160,000
Age
65 or older
Income limit
None listed in our sources
Deadline
September 30

Property tax breaks for seniors in Hawaii

Seniors

Higher Home Exemption for Owners 65 and Older (Honolulu)

$160,000 instead of $120,000 off the assessed value in Honolulu; $180,000 from the tax year starting July 1, 2027 (Ordinance 25-42).

Who qualifies
Home exemption claimant who is 65 or older on or before June 30 before the tax year, with date of birth on file by September 30.
How to apply
Include proof of birth date with your home exemption claim. If you already have the exemption and your birth date is on file, it increases automatically.
Deadline
September 30 before the tax year.
Renewal
Automatic.
Law
Revised Ordinances of Honolulu 8-10.3(d); Ordinance 25-42 (Bill 49, 2025)

Source: official page

How to apply, step by step

Higher Home Exemption for Owners 65 and Older (Honolulu)

  1. Include proof of birth date with your home exemption claim.
  2. If you already have the exemption and your birth date is on file, it increases automatically.

Form: BFS-RP-E-8-10.3 Claim for Home Exemption

Deadline: September 30 before the tax year.

Renewal: Automatic.

Savings estimate for Hawaii

Roughly what an exemption could save you a year: the value it takes off, times your tax rate.

Filled in when the exemption is a fixed dollar amount. You can change it.

Hawaii median effective rate: 0.27% (taxes paid as a share of home value). Use your own rate if you know it.

Enter a value and a tax rateChoose an exemption or type the value it takes off.

Median effective rate: U.S. Census Bureau, American Community Survey, 2020–2024 5-year estimates, tables B25103 (median real estate taxes paid, owner-occupied homes) and B25077 (median value, owner-occupied homes). It is a statewide middle value; local rates differ a lot.

An estimate, not a bill. Nothing you type here is sent anywhere.

Eligibility finder for Hawaii

Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.

Pre-set for seniors: you own and live in the home, age 65. Change any answer to your own.

Leave empty if you'd rather not say.

Everyone in the home, before taxes. Optional: used only to compare with income limits.

Do you own and live in the home?Answer the first question to see results.

A first check, not a decision: only your county, city or town assessor decides. We read ages, ratings and income limits only where the official rule states them plainly; otherwise we show the rule for you to check.

Document checklist for Hawaii

Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.

The checklist asks for no personal details and nothing is sent to our server: the files are made on your device.

Exemptions to include

Questions about seniors property tax breaks in Hawaii

Who qualifies for property tax breaks for seniors in Hawaii?

Higher Home Exemption for Owners 65 and Older (Honolulu): Home exemption claimant who is 65 or older on or before June 30 before the tax year, with date of birth on file by September 30.

Is there an income limit for seniors' property tax breaks in Hawaii?

Our sources list no income limit for any of these breaks.

When is the deadline for seniors to apply in Hawaii?

Higher Home Exemption for Owners 65 and Older (Honolulu): September 30 before the tax year.

Do seniors have to reapply every year in Hawaii?

Higher Home Exemption for Owners 65 and Older (Honolulu): Automatic.

Where do seniors apply for property tax breaks in Hawaii?

Property tax in Hawaii is run entirely by the four counties (Honolulu, Hawaii County, Maui and Kauai). Each county's real property assessment division sets its own exemption amounts and deadlines, and you apply with the county where the home is. The state does not grant property tax exemptions. For the Higher Home Exemption for Owners 65 and Older (Honolulu): Include proof of birth date with your home exemption claim.

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