Alabama · Property tax exemptions for people with disabilities · Updated Oct 2026
Alabama property tax exemptions for people with disabilities (2026)
Every statewide property tax break in Alabama that our guide lists for homeowners with a disability, including senior breaks that also cover people with disabilities. What each is worth, who qualifies, the deadline and how to apply.
Short answer
The main property tax break for people with disabilities in Alabama is the Permanent and Total Disability Exemption (H-3 Disabled). Your home and up to 160 acres are exempt from all property taxes, at any age and with no income limit.
Property tax breaks for people with disabilities in Alabama
Disability
Permanent and Total Disability Exemption (H-3 Disabled)
Your home and up to 160 acres are exempt from all property taxes, at any age and with no income limit.
Who qualifies
Owner who is permanently and totally disabled and lives in the single-family home as a main residence. If you draw a disability pension or annuity from the armed services, a company or a government agency, you are automatically treated as permanently and totally disabled. Otherwise you need sworn statements from two Alabama-licensed physicians, at least one of them treating you for the disability.
How to apply
Apply in person at the county assessor's office. Bring proof of a disability pension or annuity, or two Physician's Affidavits (Form PT-PA-1) from Alabama-licensed doctors.
Apply in person at the county assessor's office with proof of blindness (for example, a doctor's statement).
Deadline: Between October 1 and December 31 of the tax year (Ala. Code 40-7-10).
Renewal: One-time.
Savings estimate for Alabama
Roughly what an exemption could save you a year: the value it takes off, times your tax rate.
Eligibility finder for Alabama
Answer a few questions to see which property tax breaks may fit you. Nothing you type here is sent anywhere.
Pre-set for people with disabilities: you own and live in the home and have a permanent disability. Change any answer.
Document checklist for Alabama
Pick the breaks you plan to apply for. You get a checklist of forms, documents, steps and deadlines to print or keep on your phone.
Questions about people with disabilities property tax breaks in Alabama
Who qualifies for property tax breaks for people with disabilities in Alabama?
Permanent and Total Disability Exemption (H-3 Disabled): Owner who is permanently and totally disabled and lives in the single-family home as a main residence. If you draw a disability pension or annuity from the armed services, a company or a government agency, you are automatically treated as permanently and totally disabled. Blind Homeowner Exemption: Owner who is legally blind (as defined in Ala. Code 1-1-3), at any age and with no income limit, living in the home as a main residence.
Is there an income limit for people with disabilities' property tax breaks in Alabama?
Our sources list no income limit for any of these breaks.
When is the deadline for people with disabilities to apply in Alabama?
Permanent and Total Disability Exemption (H-3 Disabled): Between October 1 and December 31 of the tax year (Ala. Code 40-7-10). Blind Homeowner Exemption: Between October 1 and December 31 of the tax year (Ala. Code 40-7-10).
Do people with disabilities have to reapply every year in Alabama?
Permanent and Total Disability Exemption (H-3 Disabled): One-time; tell the assessor if you stop qualifying. Blind Homeowner Exemption: One-time.
Where do people with disabilities apply for property tax breaks in Alabama?
Your county tax assessor (in some counties the revenue commissioner or property tax commissioner) grants homestead exemptions. You apply in person at that county office; the Alabama Department of Revenue only sets the rules. For the Permanent and Total Disability Exemption (H-3 Disabled): Apply in person at the county assessor's office.